Rapyd Bytes: Tokens

In this video, you’ll learn about the Tokens, tokenization, and how to create a token ID for PII (Personally Identifiable Information), or bank account.

00:03
hello and welcome to rapid bytes today we’re going to look at the tokens object which contains personally identifiable information represented by a rapid id so rapid is an api first company and here in rapidbytes we’ll show you how to work with our api to accept hold and disburse funds anywhere using local payment methods be sure to check out our developer community in the link below which you can ask anything fintech and chat with other developers we’ve got some amazing really cool stuff going on

00:35
right now and throughout the year so you won’t want to miss out so thanks again we are looking at the tokens object which really represents a bank account or what we call personally identifiable information saved in the form of a rapid a id and so this can be anything from just personal information to a name size just unique information to a person that is passed on through the api just by a saved id this is not to mix up tokenization in general which can be any payment method customer wallet or really anything that is saved

01:20
and represented by a rapid id and so these are anything like a saved card with starting with card underscore customer id contact id issued card id basically uh the even the api that’s represented by a rapid api uh call is in the form and returned in the form of an id by an operation id and so for this we’re going to be looking at here on the tokens object page and it just has a few links to some of the other ids that can be or really payment methods um that can be used and saved and passed on and so here are

02:17
basically the fields for the different objects and this is the bank account token object um that can be saved as well as uh creating token and the again personally identifiable information object token object that is a tongue twister and so yeah we’re going to be looking through that as well as just creating a token we can see here in this call just simply there’s a name maybe a personal id reference and then a size you know different information can be input and represented now by this response here’s the token id

03:07
and specific to the pii token and i wanted to just take a look at also the hosted page card token object this is when you can generate a page and save card details so this is different a different api call we won’t be doing it today actually i’ll link that video below but this i just wanted to show you basically what it would look like you know as you would generate this call and generate the page and this would allow a customer or your user to save a card and it would be in the form of a card underscore and then the series

03:54
of numbers and so really so many of the api calls have um ids you can just find it mainly in the uh reference guide here and here is what i was talking about this would start with card underscore other underscore for really saving payment methods but what we will look at is just the token object and so i am going to go over here search token and so here is basically uh just the pre-records or the parameters that we have here the type is pii for personally identifiable information just the name and size for example

04:53
and we’re going to make that call and so here yeah we have the response here’s the token id here specifically pii and the type and then basically what we saved so this can be passed and grabbed any time you know attached to uh the system that are in platform that you are building uh i’m going to go over to bank account token and here is basically more sensitive information if you wanted to save a bank account and have that on just a platform that you are building and it has the account number routing number bank name

05:40
um and just send that and then again uh similar just id and token bank as well here and now i do want to to state this is different again from the customer payment method object uh if you were to save specifically um a bank account that is a payment method that would be a bank redirect in which case the user would to make a payment would log in and log in in their credentials not not much information is passed off for that one but a bank transfer is so you can see just the parameters here it’s just basically the payment method

06:33
type and the fields are not passed on but if you were to do bank transfer there is a little bit more sensitive information but here token for a bank account um you can see that is saved to um a represented token id um yeah and so basically those are the two calls that we have for the tokens object but we do save different information basically with so many of our api calls through a type of an id so a little bit of uh teaching there just on tokenization and the difference between the tokens object that we did here so uh thanks for watching again be sure to

07:29
check out and ask any questions in our developer community forum we’ve got some really cool stuff so i encourage you to go through there and explore um yeah thanks again for watching have a great day