Understanding Merchant Category Code 4214

Payment processors assign a four-digit Merchant Category Code (MCC) to classify a business by its goods or services. These codes, established by the ISO (International Organization for Standardization), are universally accepted by most card-issuing organisations.

MCC 4214 classifies transactions associated with motor freight carriers, moving and storage companies, and local and long-distance trucking and delivery services. Merchant Category Codes matter significantly in establishing transaction categories for businesses. Understanding your MCC helps align payment processing with merchant account needs.

What Types of Businesses Fall Under MCC 4214?

MCC 4214 encompasses businesses involved in the transportation and logistics sector.

These include:

  • Motor Freight Carriers: Operators transporting goods across regions and countries.
  • Moving Companies: Entities specialising in relocation services for businesses and individuals.
  • Storage Companies: Providers offering secure goods storage solutions.
  • Trucking Services: Companies managing local and long-distance haulage.
  • Local Delivery Services: Businesses focussing on timely delivery within confined areas.

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