MCC 4111: Local/Suburban Commuter Passenger Transportation – Railroads, Ferries, Local Water Transportation

An MCC, or Merchant Category Code, is a four-digit number assigned by payment processors to classify a business according to the type of goods or services it provides.  MCCs are defined by the International Organization for Standardization (ISO) and are universally recognised by most card issuers.

Merchant Category Code (MCC) 4111 classifies businesses that operate local and suburban commuter passenger transportation services, specifically via railroads, ferries, and other local water transportation modes.

What Types of Businesses Fall Under MCC 4111?

MCC 4111 encompasses a broad range of commuter services designed to move people efficiently in urban and suburban areas.

These include:

  • Railroad Commuter Services: Operators providing regular passenger rail services in local and suburban areas.
  • Ferry Services: Companies offering passenger transit via ferries across water bodies like rivers or lakes.
  • Water Taxi Operations: Local water transport services facilitating passenger movement within urban waterfronts.

For more insights into MCCs and their importance for your business, explore this comprehensive guide.

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