What Is Aura Card? 

Aura Card is a widely recognized credit card in Brazil, offering consumers the convenience of making purchases both online and in-store. It is particularly popular for its ability to support instalment payments, making it easier for customers to manage their expenses over time. Developed for the Brazilian market, Aura Card is issued by several major banks and financial institutions, including Cetelem BNP Paribas, and is accepted by numerous merchants across the country.

How Does Aura Card Work?

The Aura Card functions like most credit cards but with added flexibility for instalment payments. Customers can choose to pay in 3, 6, 9, or 12 monthly instalments. Here are a few applications:

  1. In-Store Purchases: Customers simply swipe or insert their Aura Card at the point of sale. They can opt for instalment payments if offered by the merchant.
  2. Online Purchases: Customers select Aura Card as their payment method during checkout. They enter their card details and choose their preferred instalment plan. The merchant receives payment instantly, while the customer pays in instalments.
  3. Recurring Payments: Aura Card supports recurring payments, making it ideal for subscriptions and regular services.

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Features and Benefits

  • Instalment Payments: Offers flexible payment options that can boost sales by making high-ticket items more affordable.
  • Wide Acceptance: Accepted by millions of merchants in Brazil.
  • User-Friendly: Easy to use both online and in-store.
  • Security: Advanced security features protect against fraud and unauthorised transactions.
  • Co-Branded Options: Available in partnership with major brands like MasterCard.

Accept Aura Card with Rapyd

Rapyd enables merchants to accept Aura Card payments, providing comprehensive support and integration tools. 

Countries, Payment Type, and Currencies Supported by Aura Card through Rapyd:

  • Country: Brazil
  • Currencies: BRL
  • Type: Credit Card

Aura Card payments are:

  • Refundable
  • Disputable

Here’s How to Get Started:

Contact Rapyd: With Rapyd, you can accept credit cards with a leading acquirer and increase sales by localising checkout and accepting popular alternative payment methods, like Aura Card.

Choose Your Solution: Rapyd makes it easy to integrate payments into all your apps, sites, and experiences. Payment channels include:

  • Hosted Checkout: Start accepting payments fast with a Rapyd-hosted checkout page that’s customizable for your brand and payment needs.
  • API Integration: Accept online payments everywhere and build your own custom payment experiences with our API.
  • Payment Links: Quickly add the ability to accept payments in SMS, WhatsApp, invoices, emails, or anywhere you can paste a link.
  • Virtual Terminals: With a Virtual Terminal, your phone, tablet, or computer becomes a card machine that lets you take payments in person or over the phone.

GROW YOUR MARKET REACH, CART CONVERSIONS, AND SALES

Start Accepting Aura Card Payments with Rapyd

Rapyd supports Visa, Mastercard and hundreds of local and alternative payment methods, including Aura Card. 

Grow sales and reduce cart abandonment with directly licensed card acquiring and local payment methods from a top-20 Visa acquirer trusted by more than 250,000 merchants worldwide.

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Sarel Tal, Rapyd VP EMEA
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