What is Google Pay?

A Digital Wallet that Lets Users Pay Via Their Smartphones

Google Pay can be used in person as a NFC (near field communication) contactless payment method, for online transactions and app payments and for sending money peer-to-peer.

To set it up, users need to link their credit/debit card in the app. Once verified, they’re ready to pay online. Payment verification methods vary and include the following:

A verification code via email or text
A call to the user’s bank or card issuer
Signing into the user’s bank or card app to verify

Mark Stiltner

Mark Stiltner is a finance and fintech writer. From educating independent investment advisors on retirement plan management to helping families maximize their savings to educating businesses on global payment preferences, Mark has spent over a decade researching and educating audiences on complex financial topics. Mark has been a contributing author on blog articles and educational content for the Bank of Colorado, Pinnacle Bank, TD Ameritrade, First Data and Rapyd.